Soccer Accident Insurance (SAI)

AYSO purchases Soccer Accident Insurance (“SAI”), which pays excess medical costs up to $50,000 maximum per accident to an insured person for accidental bodily injuries incurred as a direct result of participation in a covered activity subject to the policy terms, conditions and exclusions. Eligibility for benefits is 52 weeks from the date of a covered accident. Download the SAI Brochure below for more detailed explanation of the plan. Accident Medical Expense Benefits are only payable:

• For usual and customary charges incurred after the deductible has been met;
• For those medically necessary covered expenses that the covered person receives;
• First medical or dental expense must be incurred within 60 days of covered accident;
• Proof of loss must be filed within 90 days;
• Each claim is subject to a $500 Deductible; and 20% member Coinsurance;

Claims will require:

• Copies of primary Explanation of Benefits (EOB)
• Copies of itemized insurance billing forms – UB04 or CMS1500

Primary Insurance: If there is no other insurance available to the registered member, the medical benefit will be processed on a primary basis subject to Usual and Customary rates, and the policy terms, conditions and exclusions.

MAXIMUM BENEFITS PAYABLE: (subject to policy terms, conditions & limits)

• $50,000 Accident Medical Maximum per Injury including Dental and Orthopedic Benefit.
• $15,000 for Accidental Death & Dismemberment.
• $1,000 Physical Therapy; $100 per day up to 10 days.

All AYSO currently registered* members (players, coaches, managers, team workers, referees, officials and volunteer workers) are “Covered Persons” for accidental bodily injury while participating in the following covered activities:

• Team practice sessions, scheduled games, tournaments, or other sponsored activities (meetings, banquets, fundraisers) provided they are under the direct supervision of an AYSO registered volunteer.
• Travel of covered members to and from a sponsored activity such as practice sessions, games, tournaments, or AYSO sanctioned activities, provided that players are traveling as a team and a licensed adult driver operates the vehicle.

*** Registration requirements will be verified before any benefits are paid.

For injuries occurring on July 1, 2023 and after:

2023-2024 SAI Brochure – Overview

SAI Claim Form 1-25-24

2023-2024 SAI Brochure -Spanish

SAI Claim Form Spanish 1-25-24

Incident Report Form

The AYSO Incident Report Form is used whenever there is a personal injury, damaged property, or threats of or actual physical violence surrounding an AYSO game, practice, event or property. The form should be prepared by the Coach, AYSO Official, or other AYSO Volunteer. The form may also be prepared by a member of the regional staff such as the regional safety director, or by tournament or event staff members.

Incident Report Form with Instructions